The Maharashtra government has introduced a significant scheme named “the Mukhyamantri Majhi Ladki Bahin Yojana”, which is being considered as one of the most impactful and relevant welfare schemes, as it is designed to provide direct financial assistance of ₹1,500 per month to eligible women across the state. So, if you are a registered beneficiary and willing to get the ideas on how to do e-KYC for Ladki Bahin Yojana, you can get all the details and step to step guide.
Since the government has made e-KYC for Ladki Bahin Yojana mandatory for all beneficiaries to ensure that the benefit reaches only genuine and verified recipients, it is essential for all. This guide can help you proceed with the entire process, especially the eligibility, required documents, and every step, in simple, easy-to-follow language.
What Is e-KYC and Why Is It Mandatory?
KYC stands for Know Your Customer. In the context of this scheme, e-KYC (electronic Know Your Customer) is a digital identity verification process in which your Aadhaar details are linked with your registered mobile number and bank account. The Maharashtra government made e-KYC compulsory to eliminate ineligible, duplicate beneficiaries, prevent fraud, and ensure that the amount is credited directly to the right person’s account without any middlemen.
And without completing e-KYC, your monthly payment of ₹1,500 may be paused or stopped entirely, even if you are an approved and authentic beneficiary. Therefore, it is important to complete this step as soon as possible.
Who Needs to Complete e-KYC?
- All women who have already registered under the Ladki Bahin Yojana
- Beneficiaries whose payments have been put on hold due to technical issues, such as pending verification
- Women who have recently updated their Aadhaar or bank details
- New applicants who are completing the registration process now.
- Applicants with a lack of initial document verification
Documents Required Before You Begin
- Aadhaar Card: You must have an Aadhaar card as a primary identity proof for biometric/OTP verification
- Mobile Number linked to Aadhaar – To receive OTP during e-KYC, a registered mobile number is required.
- Bank Passbook / Account Details – to ensure Direct Benefit Transfer (DBT) linkage, bank account details are required.
- Registered Application Number: It is required to log in to the Nari Shakti Doot app or portal.
- Selfie / Recent Photograph: For face-match verification and KYC photograph is required.
Note: Your mobile number must be linked to your Aadhaar before you begin. If it is not linked, you must visit your nearest Aadhaar enrolment centre or Common Service Centre (CSC) to update it first.
Step-by-Step Guide: How to Complete e-KYC
Step 1: Download the Nari Shakti Doot App
- Open the Google Play Store on your Android smartphone and search for “Nari Shakti Doot”.
- This is the official app launched by the Maharashtra government for managing the Ladki Bahin Yojana.
- Download and install it.
- Make sure you are downloading the genuine app published by the official Maharashtra government developer to avoid fake applications.
Step 2: Log In With Your Registered Credentials
- Open the app and enter your registered mobile number or application ID along with the OTP sent to your phone.
- If you registered through an Anganwadi worker or a CSC, use the application reference number provided to you at the time of registration to log in.
Step 3: Navigate to the e-KYC Section
- Once logged in, look for the “e-KYC” or “KYC Verification” option on the dashboard or the main menu.
- Tap on it to begin the verification process.
- The interface is designed in Marathi and Hindi to make it easy for rural beneficiaries to navigate.
Step 4: Enter Your Aadhaar Number
- You will be prompted to enter your 12-digit Aadhaar number.
- Type it carefully and double-check before proceeding.
- The app will then send a One-Time Password (OTP) to the mobile number linked to your Aadhaar.
- This OTP is valid for a limited time, usually 10 minutes.
Step 5: Enter the OTP for Aadhaar Verification
- Type in the OTP received on your Aadhaar-linked mobile number.
- Once successfully entered, the system will authenticate your Aadhaar details with the UIDAI database.
- Your name, date of birth, and address will be auto-fetched and matched against your scheme registration details.
Step 6: Complete Face Authentication (If Prompted)
- Some versions of the app or certain beneficiary profiles may require face authentication.
- If prompted, allow camera access and position your face clearly within the frame in good lighting.
- The app uses liveness detection, so you may be asked to blink or turn your head slightly.
- Your face will be matched against your Aadhaar photograph.
Step 7: Verify and Link Your Bank Account
- After Aadhaar verification, you will be asked to confirm your bank account details.
- Enter your account number and IFSC code, or confirm the pre-filled details if they are already available.
- Make sure the bank account is in your own name and is active.
- Joint accounts or accounts in someone else’s name are not accepted for DBT.
Step 8: Submit and Save Your Acknowledgement
- Review all the details carefully, especially your name, Aadhaar number, and bank information.
- Once confirmed, tap the “Submit” button. You will receive a confirmation message on your registered mobile number and an acknowledgement number on screen.
- Take a screenshot or note down this number for future reference.
Alternative Method: Offline e-KYC at CSC or Anganwadi
If you don’t have a smartphone or you are facing some technical difficulties with the app, you can also visit your nearest Common Service Centre (CSC), Anganwadi Centre, or Gram Panchayat office to complete the e-KYC process with the help of an authorised operator. Don’t forget to carry your original Aadhaar card and bank passbook. The operator will complete biometric verification using a fingerprint scanner, which directly links to the UIDAI system.
Helpful Tips to Avoid Common Errors
- Always use the Aadhaar-linked mobile number for OTP — do not attempt with a different SIM card.
- Ensure your Aadhaar and bank account name match exactly; even spelling differences can cause verification failure.
- Keep your phone charged and connected to a stable internet connection before starting.
- If the OTP does not arrive within 2 minutes, tap “Resend OTP” — avoid entering the wrong OTP multiple times, as it may temporarily lock your Aadhaar.
- Do not share your OTP or Aadhaar details with anyone — government officials never ask for these over phone calls.
How to Check e-KYC Status
Once the application is complete, you can check the status of your e-KYC for Ladki Bahin Yojana within 24–72 hours. For that, you can log in to the Nari Shakti Doot app, and you can directly go to the dashboard. Your KYC status will be displayed as Verified if already done or Pending if still to be verified. And it can show as rejected, if there are some mismatches. If it shows “Pending,” you can wait for a few more days. If it shows “Rejected,” contact your district’s Women and Child Development (WCD) office for guidance.
Conclusion
Understanding how to do e-KYC for Ladki Bahin Yojana can be an essential step for every beneficiary. And you must complete it to continue receiving her monthly financial benefit without any interruption. The process has been designed to be accessible, available both on a smartphone app and offline through CSCs, so that women across urban and rural Maharashtra can complete it with ease.
Completing e-KYC for Ladki Bahin Yojana not only protects your right to receive the benefit but also contributes to a transparent and corruption-free welfare system. If you face any issues, do not hesitate to reach out to your local Anganwadi worker, the WCD helpline, or visit your nearest CSC.
Frequently Asked Questions
e-KYC is a digital verification process that links your Aadhaar, mobile number, and bank account to ensure you receive scheme benefits securely.
Yes, e-KYC is compulsory. Without completing it, your ₹1,500 monthly benefit may be paused or stopped.
You need an Aadhaar card, Aadhaar-linked mobile number, bank account details, application number, and a recent photograph.
You can complete e-KYC through the Nari Shakti Doot app or visit a CSC/Anganwadi centre for offline verification.
Log in to the Nari Shakti Doot app and check your dashboard, where the status will show as Verified, Pending, or Rejected.
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